“We have utilized Athens Insurance as our Agent of Record for some time now and have been genuinely pleased with the level of service provided by their personnel. We currently utilize Athens Insurance for both our general business and group health insurance.
They have been responsive in any requests we have had, and they have aggressively pursued the lowest possible rate for our utility when assisting us with negotiations on underwriting for our health plan. Just last year their efforts saved AUB and our rate-payers a significant increase because Athens Insurance was able to leverage the pressure of a third party underwriter against our current provider and that resulted in a zero percent increase for our employees and rate-payers.
Saving you dollars on a health care renewal is certainly service that literally counts against the bottom line. I would recommend Athens Insurance to be your agent; I personally think you will be well pleased.”
Eric Newberry, Athens, TN Utilities Board
“I have been a client of Athens Insurance for many years. I have found the entire staff to be extremely knowledgeable, friendly, and very helpful in providing the best service for my insurance needs. Nobody does it better!”
From a local physician
"I needed to talk to Melissa the other day and was reminded that every time I have dealings with someone at your office it is always a GOOD experience. You are very fortunate to have such a great group of people. They always seem intent on getting an answer to any question right NOW. I certainly appreciate that."
Jim Packett, C & E Heating and Air
“John, I have been grateful and pleased while working with you and Athens Insurance. You and your staff have always gone above and beyond to help me with any questions I have had during renewal time, and have always helped me to make the best decision for our agency. I look forward to working with you in the future. You are the best!”
From a local Government Agency
"We are a small but growing independent lumberyard in Athens, Tn. In our efforts to provide our employees with quality and affordable healthcare benefits we have been very satisfied with Athens Insurance as our partner. Our agent, John Cathcart, has always been proficient, responsive, and attuned to our needs. Recently we have been additionally assisted by Ms. Shelia Brill. Her extensive experience in plans and benefits has proven invaluable in helping us understand, and then make sound offerings for our health care to our employees. Working with the Athens Insurance group gives us the ability to provide for and retain key employees, by making us better able to provide their families with excellent medical coverage."
Charles Clark, Hiwassee Builders Supply, Inc.
"Athens Insurance is a well respected agency, I have been dealing with Allen Carter, Kathy Underwood and their team for the past four years. They managed to convince me to meet with them after being with my previous broker for nearly 30 years. After starting with employee benefits we eventually moved our entire line of insurance and bonding to Athens Insurance. The team at Athens Insurance opened my eyes with a refreshing insight on how insurance and bonding should be conducted. They provided enhanced coverage that is tailored to us and at premiums a lot less than what we once paid! From both a professional and personal point of view, Athens Insurance not only saved us a considerable sum but have made my life easier. You won’t find a better team to take of all your insurance & bonding needs."
J. Travis Wolfe, Finance Director C.R. Barger & Sons, Inc. NPCA Certified Plant
"We have enjoyed a long relationship with Athens Insurance. They have consistently proven to be a valuable partner to our institution. In a competitive marketplace, the team at Athens Insurance always delivers a superior product and exceptional customer service by keeping us well informed and updated on the important developments. Their professionalism, expertise, and commitment to customer and community service make Athens Insurance the best of the best in the industry."
From a banking and lending company

(423) 745-3062



House # & Street
110 W Washington Ave
City, State Zip
Athens, TN 37303
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(423) 745-3062
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(423) 745-8888 (fax)


House # & Street
438 W Commerce St
City, State Zip
Lewisburg, TN 37091


Monday - Friday
700 North Main St
Columbia, TN 38401