Athens Insurance has grown to be one of the largest independent agencies in Tennessee.   However, we still pride ourselves on providing quality “hometown” service when you need us. The risk management process must begin with the identification of possible risk. This process includes determining what causes of loss could affect your business property, income, or human resources as well as identifying liability exposures involved in your business. At Athens Insurance, we can assist you with this process.  Our Account Executives are trained through insurance company training schools, the Society of Certified Insurance Counselors, Certified Risk Managers International, and Accredited Advisor in Insurance through the Insurance Institute of America.  By examining your current polices, data gathered from similar operations and a physical inspection of your premises, we can help you analyze your risk.